is quoted in "the christian science monitor" as saying it is a raw deal for the young. he said premiums will go up for young people to subsidize the elders. guest: i think his facts are wrong. if you look at the numbers that are coming out, they are actually lower than anticipated. again, if you make $17,000 a year, you are a young person, you can find a plan for $15 a month, $40 a month, and potentially less. if you make $25,000 a year, you might find a plan for $75 a month, $100 a month. the uninsured single, young adult population would qualify for insurance under $50 a month. fail to those studies take into account the subsidies which disproportionately help people at the lower end of the economic spectrum, which happens to be a lot of young people. host: well, the penalties for the uninsured in 2014 -- next year it will be $95 per adult, or one percent of family income, whichever is lower. 3 hundred $25 per adult, in2% of income, and finally 2016, 600 $95 per adult, or 2.5% of family income. the think those are fair? guest: it is important to have a system where everybody pays in.